EMI / Loan Calculator
Calculate loan EMI, interest and payment schedule — with a year-by-year breakdown.
Result
—
Monthly EMI
Total interest—
Total payable—
Monthly payments—
| Year | Principal paid | Interest paid | Balance |
|---|
How to use
- Enter the loan amount, the annual interest rate, and the term in years.
- Click Calculate EMI to see your monthly payment, total interest and total payable.
- Scroll the table to see the principal/interest split and remaining balance for each year.
Privacy note: everything runs in your browser — your figures never leave your device. Results are estimates using the standard reducing-balance EMI formula.